Its that time of year againleaves are falling, and Black Friday ads are screaming about "cant-miss" deals. Those door-buster discounts on TVs, clothes, or the latest tech? Theyre designed to get you hyped, rushing to buy before you think twice. But heres the truth: those "savings" often trick you into blowing way more cash than you plannedlike, $1,000 more. Yup, thats the holiday shopping trap, and its ready to hit hard this November, from Black Friday through Cyber Monday. Lets break down why this happens, how much its really costing you in 2025, and some easy hacks to keep your wallet happyplus a free budget template to make it stick.