As 2025 nears its end, the holiday season offers more than festive cheerits a prime moment to reclaim control of your finances through an end-of-year subscription audit. With the average American projected to spend over $1,080 annually on subscriptions, from streaming platforms like Netflix and Hulu to fitness apps, meal kits, and digital news, the financial toll is significant. Shockingly, nearly $204 of that goes to services we barely use, with younger generations, particularly Gen Z, wasting up to $276 yearly on forgotten or underutilized subscriptions. In an economy still grappling with inflation and rising costs, conducting a thorough audit now can help you eliminate unnecessary expenses, negotiate better rates, and redirect hundreds of dollars toward meaningful goals in 2026whether thats building an emergency fund, paying down debt, or funding a dream vacation. This comprehensive guide explores the urgency of auditing subscriptions, identifies the most common financial traps, and provides a detailed, actionable plan to streamline your spending for maximum savings.